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Real estate advice landscaping your home.Before you put your house on the market, take time to spruce up not only the interior of your home with new paint and carpet, but also the exterior, which provides the very important “first impression” to potential buyers who arrive at your door.

Here are a few tips to stage the outside of your home before you place the “For Sale” sign on the lawn.

• Place a couple of flowering plants in good size pots on your doorstep. The pop of color is always a good vibe.

• Trim all of your front bushes and weed and mulch any planting areas.

• Plant some multi-color annuals like petunias, geraniums, or impatiens.

• Remove grass or weeds in between bricks if you have a stone walkway.

• Keep your lawn mowed, fertilized and watered for a rich green look.

• Remove all clutter, children’s toys, rubbish barrels and garden tools from your front and back yards. Store them in a shed or in the cellar.

• Sweep and clean your gutters and check for dry rot.

• Cut back any trees, plants or shrubs that obstruct your windows. Buyers have to be able to see your house in order to buy it.

• If you regularly park your car on a section of your lawn, lay down some crushed stone and wooden railroad ties to create what appears to be an actual parking area separate from your grass.

• Clear all of your decks or patios of clutter, including oversized barbecue grilles, small planters or broken outside furniture.

• Walk around the perimeter of your house checking for dead plants, small trees, or bushes and remove them. Lay some fresh mulch or wood chips in the vacant areas.

At this beautiful time of year, you have the advantage of showing your home’s landscaping and gardens in their best light. Remember, curb appeal is important!

Help and advice about open houses in Massachusetts.So you’re looking to buy a new house? One fast, accessible way to see South Shore homes for sale in a stress-free environment is to attend open houses. Open houses are typically put on by realtors to drum up interest in a piece of property. But, like anything else, when you attend an open house there are things you need to keep in mind.

  • Interact with the agent: The agent selling the home is trying to do just that – sell the home. Don’t be afraid to ask questions on how long the South Shore home for sale has been on the market, it’s age and what type of people the previous owners were like. The agent is there to answer your questions.
  • Examine the home closely: Notice any suspicious odors? They could reveal evidence of mold or mildew, which is problematic. Does the house smell like cigarette smoke? That lowers home value because the smell is so hard to remove from carpet, drapes, drywall, etc. Also be on the look for water stains on the ceiling, in the walls and especially in the basement. If water easily gets into the home, that can cost big bucks to fix.
  • Appliances: Look at things like the hot water heater, furnace and air conditioning unit to see how old they are. These cost lots of money to replace and knowing you’ll need to soon replace one could be the difference between making an offer and passing

There’s various other things you should keep in mind – like seeing how well the houses around the home you’re observing are kept up and what other houses in the area sold for. For more information on South Shore homes for sale, contact one of our professionals today.

Relocation tips to moving to Massachusetts real estate.Moving can be a challenge to anyone with a busy schedule, particularly when relocating to a whole different area. However, with today’s resources, relocation can be hassle free and even an enjoyable experience. For those moving to the South Shore region, the wonderful Cape Cod homes for sale and our helpful South Shore realtors make the transition smooth and stress free.

Often people focus on the downsides to relocation. They worry over new school systems, finding favorite restaurants, missing their current home and adjusting into a new employment opportunity. However, those that focus on the positive aspects of relocating have an easier time with the transition. For South Shore real estate, that means looking forward to wonderful beach towns, whale watching, kayaking, sport fishing, summer festivals, baseball and lots of fresh seafood.

Internet resources make researching new areas easier than ever before. Users can ask questions in online communities, town blogs and Facebook pages. This makes it easy to find input from community members about schools, great places to go, and what neighborhoods are like.

Above all, potential homebuyers need to rely on their realtors. By giving a few specifics on property types and location preferences, realtors can narrow down available Cape Cod homes for sale and present buyers with online profiles on each listing. This means less visits all over South Shore, and an easier time of finding the perfect match. For the move itself, realtors can recommend reliable moving companies or pod services to take out the stress of relocating.

For more information on available South Shore real estate, please contact us today and speak with a South Shore realtor.

Review of Massachusetts real estate market.Believe it or not, the biggest problem facing the real estate market in most areas right now is a lack of inventory. Many areas haven’t seen the inventory of homes for sale so low in over ten years. What is causing this? There are many factors, not the least of which has been the severe winter weather which has taken it’s toll on homes and yards throughout Massachusetts. Let’s face it, it’s hard to put your property up for sale when the annual Spring clean-up is likely to take several weekends instead of the usual one or two. And certainly the economy continues to be a factor for a lot of folks who may be dealing with job loss or a cutback on hours.

Despite this, we think that inventory will increase to more normal levels over the coming weeks. The good news here is that if you’re a Seller, your chances of a quick sale are good. However, proper pricing is still important. Despite reports of multiple offer situations being more common in recent weeks, buyers are still unlikely to overpay for a property. They are more likely to wait until the price comes down or another suitable property hits the market. Some price appreciation is possible, even likely, however it still has to appraise or the lender won’t approve the deal.

So, if you’re ready to sell and willing to be reasonable with the price, you may be in for a pleasant surprise!

Peter Ruffini GRI, CBR, RECS, e-PRO®, BPOR, SFR, REALTOR®
2013 Massachusetts Association of Realtors® President Elect

Search New England Massachusetts homes for sale with Jack Conway.When you think about driving through the picturesque towns of New England, you probably conjure up images of white steepled churches and Colonial homes. You will find plenty of both here, but the options for housing styles run the gamut from contemporaries to Cape Cod cottages to antique farmhouses and ranches.

Here is a sampling of property types in New England today:

 Ranch Houses – Today’s ranch home had its true hey-day in the 1950s and 60s with large developments of the sleek one-level homes occupying entire developments within newly emerging suburbia. Ranches offer the convenience of one-floor living with or without basements. While these style houses fell out of favor for a time, they are gaining in popularity as baby boomers age and young families seek their first homes. In Massachusetts alone, nearly 20 percent of the properties currently for sale are listed as ranch-style.

The split entry ranch differs from a straight one-level home in that the entry into the house is between floors. The lower level is usually a finished basement made into a family room and the first floor contains all living areas. A front-to-back split has a small kitchen and living room on the first floor, with several steps down to a finished basement and several steps up to the bedroom level. These are popular with parents who wish to be near their children as they sleep and yet far enough away to have some privacy.

The raised ranch includes a basement on the lower level and a longer flight of stairs up to the living area of the home. The front door of these homes is usually located at the bottom of the stairs on the lower level. They generally have a living room to the right of the stairs, three bedrooms to the left and a kitchen with dining area adjacent to the living room.

 Bungalows — These homes are a good choice for first-time buyers because of their affordability. They are usually one level but may be one and a half stories high with wide, low roofs and eaves that overhang. The rooms generally surround a central living room or parlor. They often have spacious porches and almost always have prominent center fireplaces with stone chimneys.

 Colonials — The styles of Colonial homes are as varied as their predominance on the landscape of New England. The original Colonial houses were made with shingles, although most have been replaced with clapboards. They were built without porches and in most cases faced south to combat the cold New England winters. They have gable roofs and their interior designs are very symmetrical with the second story generally having the same amount of floor space and rooms as the first level. The early Colonials homes are rectangular in shape and have a center chimney.

Garrison Colonials were very popular from the seventeenth century until the early 1970s, but not many are built today. They differ from their straight front cousins in that the second story juts out over the first. They have a chimney on one end of the house instead of the center and are good choices for people who are looking to move up to a second home with more space but cannot yet afford their dream house.

Dutch Colonials have a gambrel roof that slopes down over both sides of the home. Like the garrisons, the chimneys are usually on an end of the roof not in the center. Many of the Dutch Colonials have small bedrooms, but what they lack in space they more than make up for in old-world character and charm. The dining rooms are usually ample sized and the living rooms are long, but can be narrow. There is generally a nice size portico area inside the front door with a second window-paned inside door leading to the home’s interior.

Still another variation on the Colonial style – the Saltbox continues to be very popular today in new construction and in existing homes. These houses are set up like traditional Colonials but they have a characteristic sloping roof on the side, which is a striking architectural feature.

 Cape Cod Homes — This property style originated in the New England in the mid-1600s. Cape houses are still built today and are among the most popular choices of home buyers seeking a home that truly has a cozy, old world feel to it. Capes generally have a center chimney and are 1 ½ or two stories high with a master bedroom on the first floor and two other bedrooms upstairs. The larger Cape style homes of today often have three bedrooms up with a living room, dining room, kitchen and den on the first floor. Basements are often partially or fully finished. Some Capes are built with dormers or gambrel roofs to provide more headroom in the bedrooms.

Whether you’re looking for a traditional antique farmhouse with its rocking chair porch, high ceilings, built in cabinets, pantries, and wide plank flooring, or all the modern charms of a newly constructed luxury estate with media rooms, gourmet kitchens and spacious master suites, you will find it in New England. Visit jackconway.com today and choose your style.

by Sherrell Prefontaine, Mgr. Jack Conway-North Attleboro Office

Tips and advice on home closing process.It doesn’t matter whether you’re buying or selling a home, it gives you peace to know what to expect.  You’ve already hired the best and most knowledgeable real estate agent, and applied for your mortgage loan with a highly recommended mortgage company, but now you need a quick class, aka, Cliff notes, on what to expect at the closing.

You’ll be busy packing, either to move in or move out, while your agent is getting final readings for utilities, i.e., electric, water & sewer, oil reading, etc., as they are all adjusted for the closing day.  You will need to have these utilities turned on or off in your name depending on if you’re the seller or buyer.  This should be done at least a week in advance of the scheduled “Big Day!”

Your mortgage representative will give you a good faith estimate of your closing costs.  These include escrow fees, which is money deducted for a couple of months of taxes, insurance and private mortgage insurance if it applies to your type of loan.  There will also be title insurance, which is required by the lender.  You can purchase a separate policy to cover your equity in the home in case of any future title issues arising – a good idea!

The closing will be at the lawyer for your bank’s office or at the nearest Registry of Deeds for easy recording of the change in ownership.  The attorney will have sent a copy of the HUD-1 Settlement statement for review prior to closing.  This will give you and your Conway Realtor a chance to review in advance and then there are no surprises at the closing table.  When you’ve chosen well from the beginning, your Realtor will help make the closing process smooth and easy.  They will be sure the smoke and carbon monoxide detectors have been installed and approved by the fire department too.  You can feel safe and have peace as you head to the closing.  All you’ll have to worry about is celebrating!

1. Find a Professional Realtor to represent you as you search for your new home. Your buyer’s agent will show you all the MLS listings that meet your criteria and email you new listings daily as they arrive on the market.

2. Consult a mortgage specialist to determine which areas/neighborhoods of the South Shore you can afford and how much of a loan you will qualify for. Get pre-approved for a mortgage so that your offers will have more “weight” with a seller.

3. Decide what features you want in a house and which ones you actually need. Do you want four bedrooms or could you make do with three? Do you need half an acre of land or would a smaller yard suffice?

4. Decide on how long of a daily commute you are willing to make. If you don’t want to spend more than an hour on the road each way, look only in the towns that are within that distance of your workplace.

5. As you tour houses, keep a list of what you like and don’t like about each one. Ex., too little closet space, no basement, finished basement, eat-in kitchen, no dining room, fenced yard, fireplace, cul-de-sac, busy street.

6. Drive around a town on a Saturday and have lunch at a local diner. Talk to the “townies.” They can give you a wealth of information on the community.

7. If you have children, ask your Realtor to provide you with public school performance results and rankings for the districts you’re considering.

8. Decide on the kind of neighborhood you want – ex., country setting, retreat lot, suburban area or urban lifestyle.

9. Look at “Google Earth” and take a “ride” along the coast or get a zoomed-in view of particular locations you’re considering.

10. Visit the neighborhood you like at different times of the day or week. What may seem like a quiet, child-safe street on the weekend may be a major cut-through during the evening commute.

Start your South Shore home search at www.jackconway.com and Happy New House in 2013!

Stay warm this year in your south shore home!The frost may not yet be on the pumpkin, but it will be very soon. Here are some tips for saving energy in and around your home this winter season.

  • Keep your thermostat at 68 degrees during the day and between 55-60 at night. Consider buying a programmable thermostat if you have trouble remembering to make the adjustments. Program it to automatically turn the heat down at bedtime and up in the morning.
  • Change the filters on your furnace every one to two months during the heating season.
  • Add some extra insulation in the attic, basement, crawl space or outside walls to fend off winter chill.
  • Put caulking or weather stripping around thresholds of exterior doors and windows. Make sure the windows are locked for a tighter seal. If you can afford double-paned replacement windows, the investment will pay off in the long run and at tax time.
  • If you have an outside generator, be sure to place it far enough away from windows, vents and doors. If it’s running during a blackout, carbon monoxide can build up and enter your home.
  • During winter weather when your home is sealed up, radon levels can rise. Be sure to test your house for radon and if the level is dangerous, take immediate steps to address it. Call the Environmental Protection Agency at 800-SOS-RADON for instructions.
  • If you use de-icing materials on your steps, choose natural substances like clay kitty litter, or sand rather than chemical de-icers, which can be harmful to your pets, your driveway and your landscaping.
  • To ensure that your furnace or hot water heater is working efficiently, have a pre-cold weather check up done by a contractor. If anything’s wrong, get it fixed before winter arrives.
  • Use electric snow removal devices rather than gas-powered ones. The electric ones will use energy but they won’t emit any greenhouse gases. Better yet, stick to shovels and ice-picks to clear your porch or sidewalk and expend some physical energy in the process.
  • Open drapes or curtains on the south side of your home to let sunshine in during the day and take advantage of some free solar heating. Close them at night to keep the heat in.
  • If you have a window air conditioner, remove it for the winter or cover it from the outside to prevent cold air from entering through the vents. Also close any gaps around the unit and the exterior of your house.
  • Close the damper on your fireplace to avoid downdrafts and keep heat from going out your chimney.
  • Keep couches, bureaus and other furniture away from your heating vents. Tie back long drapes and curtains so they don’t block the vents and obstruct the flow of heat in the room.
  • Remove dust and dirt from your baseboards and radiators, especially if your home is heated by forced hot air.
  • Put a piece of aluminum foil between your radiator and the wall to reflect warmth into the room.
  • Make sure all portable space heaters are up to code and in good working order with safety shut off features.

Visit www.energystar.gov to learn more ways to save money on your utility bills before Jack Frost comes knocking at your door.

Make Haynnis Massachuesetts your next home!If you think about Cape Cod, chances are you think of Hyannis and the Kennedy Compound, once home to the “Summer Whitehouse.” While there is much more to the Cape than that, Hyannis is the largest and the most popular of the seven villages in Barnstable, Massachusetts. It has even come to be known informally as the “Capital of the Cape.” It houses the municipal offices of Barnstable, as well as the Cape Cod Mall, and the JFK Hyannis Museum with its Cape Cod Baseball League Hall of Fame.

With a year-round population of about 14,000, Hyannis lies on the south shore of the Cape, some 75 miles from Boston. Its tourist population is so huge that 20 percent of the village’s housing units, including many multi-family apartment buildings, are vacant during the off-season. Its sandy beaches, scenic vistas, restaurants, gift shops and vacation rentals draw visitors from Massachusetts and across the country during the summer months.

Hyannis harbor is one of the biggest ports for commercial fishing on Cape Cod and the largest area for recreational boating. It is the transportation hub of Barnstable with ferry and catamaran service available daily to Nantucket and Martha’s Vineyard through the Steamship Authority and Hy-Line Cruises. The village is also home to the Cape Cod Central Railroad, a seasonal tourist attraction, and the Barnstable Municipal Airport which offers daily flights to the nearby islands, as well as to Provincetown, Boston, and New York.

Hyannis has a thriving business district, which includes the headquarters of Cape Cod Potato Chips. Its main street is picturesque and lined with former ship captain’s homes blended with antiques and traditional Capes. And the best news is if you want to live in this large Barnstable village, you can buy an average priced home there for about $200,000.

Home appraisals are actually done to protect the lender, not the buyer or the seller. That’s why they’re done before the financial institution gives final approval on a buyer’s loan. Banks don’t want to lend money on a house that is overpriced. The appraiser will generally give the lender an estimate of how much time the property will take to sell at a specific price.

Factors that enter into an appraiser’s estimate of the value of a home include: the lot size, the location of the property, its proximity to highways, schools and town services, the sq. footage of living space within the home, its overall condition, and the recent sale prices of comparable properties within the community.

Appraisers don’t care about the homeowner’s housekeeping prowess or lack thereof.  Whether or not the property is clean or cluttered doesn’t matter. But things like structural defects, flaking paint, cracked or broken windows, ripped rugs, scratched and stained wood floors and a lopsided deck do matter.

Appraisals and home inspectionHome Appraisal in Processs are not the same thing. The appraiser is giving an opinion of value for the lender while a home inspector is there to inform the buyer about the condition of the property and point out the good, the bad, and the ugly.

If you’re applying for a mortgage, you will probably have to pay for the bank appraisal. This is not the same procedure as a CMA (comparative market analysis) which your Realtor will provide for free.

Remember, if the appraisal comes in low, it’s not necessarily the end of the road. Many problems are fixable and your Realtor can suggest what steps to take next to keep the ball in play.

If you would like to learn more about the appraisal process, or have other home buying and selling needs contact a Jack Conway Agent today!